How It Works.

At Zip Loans we're all about getting you the funds you need to grow your business, as quickly as possible.

If you're ready to get started, just fill out the online application form here, or have a chat with my team on 1300 745 209, and they'll walk you through the application process. All up, if things go as planned, you can have the funds you need in your account in less than 24 hours!

What you'll need to have handy

If you're looking for a loan of $50,000 or less, you'll only need to have:

  • Your Driver's Licence number
  • The ABN for your business
  • The BSB and account number of your main trading account.

If you're after a loan of more than $50,000 we'll also need some basic financial statements (such as a P&L and cashflow), allowing us to check over the health of your business (and to make sure you can cover the repayments without adding stress to your business!)

Your financial information

During the application process you'll be given the choice of either:

  • ​Allowing our funding partner to use their advanced bank verification system to instantly verify your bank information online,
  • Uploading PDF versions of your last 3 months of transactions.

There's no real difference between the two, but the advanced bank verification is a lot quicker! In fact, if you use our advanced bank verification system we can provide a response on the same business day, and often in just one hour. Uploading PDFs takes a bit longer, but in most cases we'll still be able to assess your application and give you an answer by the next business day. It's all good!

Next steps

Once your application is in, our friendly team will call when needed to give updates, or to get any information we need. To evaluate the health of your business our funding partner uses an advanced lending platform developed specifically for the Australian small business environment. Once we've done our checks, the team will be in contact to give you the the outcome of your application, and the repayment schedule we think will best suit. If you have anything you'd like to ask about the process, now is the time!

Once your loan has been approved, we'll create a loan document which we'll ask you to sign (you can do this electronically if it's easier) and depending on the how late in the day you've applied, and the size of the loan, funds can be transferred to your account the same business day.

Ready to go?

If you're ready, fill out the form below, and let's get started!

The smarter way to finance your business!

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Apply in minutes

Grow your business and manage your cash flow with an unsecured business loan. Get the working capital you need in your bank account in as little as one business day. Trusted by thousands of Australian small businesses.

Free to apply, no obligation, no financial statements. All you need is:

  • Trading for at least 6 months
  • Minimum $10k/month revenue
  • Use for any business purpose